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Decentralized Finance (DeFi)

    Decentralized finance (DeFi) refers to a shift towards building financial applications and processes on decentralized infrastructure, enabling peer-to-peer lending, trading, and other financial products and services without censorship or central authority. DeFi platforms can facilitate trustless smart contracts that offer permissionless access to financial services bypassing the need for traditional intermediaries. In addition, by removing the intermediary, DeFi lowers the barrier to entry for users, making it more affordable and non-discriminatory to access financial services.